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Mortgage Rates Remain Near All-Time Lows

Mortgage rates and Treasury bond yields were little changed this week. Mortgage rates held steady from the previous week and remaining new their all-time lows, according to Freddie Mac. The results of its Primary Mortgage Market Survey showed the average 30-year fixed-rate mortgage has been below 4.00 percent for all but once this year and the average 15-year fixed, a popular mortgage rate for refinancing borrowers, has been below 3.00 percent since the last week in May.

  • 30-year fixed-rate mortgage (FRM) averaged 3.55 percent for the week ending September 13, 2012, the same as last week. A year ago at this time, the 30-year FRM averaged 4.09 percent.
  • 15-year FRM averaged 2.85 percent this week, down from last week when it averaged 2.86 percent. Last year, the 15-year FRM averaged 3.30 percent.
  • 5-year adjustable-rate mortgage (ARM) this week averaged 2.72 percent, down from last week when it averaged 2.75 percent. At this time last year, the 5-year ARM averaged 2.99 percent.
  • 1-year ARM averaged 2.61 percent this week, the same as last week. A year ago, the 1-year ARM averaged 2.81 percent.
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