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Mortgage Rates Drop Near All-Time Lows

Mortgage rates continued to hover around all-time lows this week, keeping home buyer affordability high. According to Freddie Mac’s Primary Mortgage Market Survey results, fixed mortgage rates declined from last week, despite mixed economic data.

  • 30-year fixed-rate mortgage (FRM) averaged 3.55 percent for the week ending September 6, 2012, down from last week when it averaged 3.59 percent. A year ago at this time, the 30-year FRM averaged 4.12 percent.
  • 15-year FRM stayed the same this week, averaging 2.88 percent. Last year, the 15-year FRM averaged 3.33 percent.
  • 5-year adjustable-rate mortgage (ARM) averaged 2.75 percent this week, down from last week when it averaged 2.78 percent. At this time a year ago, the 5-year ARM averaged 2.96 percent.
  • 1-year ARM averaged 2.61 percent, down from last week when it averaged 2.63 percent. A year ago, the 1-year ARM averaged 2.84 percent.
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