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Mortgage Rates Break Streak of Record Lows

Fixed-rate mortgage rates broke their streak of record-breaking lows, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS). Prior to this week, the average rate on the 30-year fixed-rate mortgage was at or fell to all-time lows in 13 of the past 14 weeks.

  • 30-year fixed-rate mortgage (FRM) averaged 3.55 percent for the week ending August 2, 2012, up from 3.49 percent last week. A year ago at this time, the 30-year FRM averaged 4.39 percent.
  • 15-year FRM averaged 2.83 percent this week, up from 2.80 percent last week. Last year, the 15-year FRM averaged 3.54 percent.
  • 5-year adjustable-rate mortgage (ARM) this week averaged 2.75 percent, up from last week when it averaged 2.74 percent. A year ago at this time, the 5-year ARM averaged 3.18 percent.
  • 1-year ARM averaged 2.70 percent this week, down from last week when it averaged 2.71 percent. A year ago, the 1-year ARM averaged 3.02 percent.

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