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Mortgage Rates at an All-Time Low

Residential mortgage rates dropped again last week, continuing their streak of record-breaking lows, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS).

Results from the PMMS showed that the 30-year fixed-rate mortgage (FRM) and the 15-year fixed-rate mortgage both hit record breaking lows. The average 30-year fixed has been below 4.00% all but one week in 2012. The average 15-year fixed-rate mortgage has been below 3.00% for 9 consecutive weeks.

  • 30-year fixed-rate mortgage (FRM) averaged 3.49% for the week ending July 26, 2012, down from last week when it averaged 3.53%. Last year at this time, the 30-year FRM averaged 4.55%.
  • 15-year FRM averaged 2.80%, down from last week when it averaged 2.83%. A year ago, the 15-year FRM averaged 3.66%.
  • 5-year adjustable-rate mortgage (ARM) averaged 2.74%, up from last week when it averaged 2.69%. A year ago at this time, the 5-year ARM averaged 3.25%.
  • 1-year ARM averaged 2.71 last week, up from the week prior when it averaged 2.69%. At this time a year ago, the 1-year ARM averaged 2.95%.

  link check .

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