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Single Indianapolis Home BuyerOver the last 50 years, the U.S. housing market has exploded with various demographic groups that have achieved homeownership. Recently, however, more-and-more people have focused their efforts on growing their business careers, putting marriage on hold. What once was customary to get married at the average age of 20, now has risen, and will continue to grow past 27. If you’re single and thinking about buying an Indianapolis home, follow these tips to ensure you get the home of your dreams.

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Location is still an important factor when buying an Indianapolis home, regardless if you’re single or a family of eight. However, because you only have to accommodate for yourself, flexibility plays in your favor giving you more creative areas to search and purchase. Still, you must consider how the area will appeal to future Indianapolis home buyers, as well as providing yourself with proper safety. Remember, being a single homeowner means someone won’t be home a majority of the time.

Looking Down the Road
One of the most common mistakes Indianapolis home buyers make when searching for a home is forgetting to think about the house when it comes time to sell. Although you may only need one bed and bath right now, a property with two beds and baths will appeal more to a larger number of Indianapolis home buyers when it comes time to sell.

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Indianapolis has all types of homes for single home buyers – big/small, single-family, townhomes, and condos. Of course, everyone has different needs and available time. There may only be one set of hands so it’s important to be conscious of how much time you can devote to maintenance. Be sure to consider the advantages and disadvantages of all property types before making a decision.

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Since your income is the only one being considered for financing, it’s imperative you have qualifying ratios and funds to ensure you get the best financing possible. While you’re on your own, you need to make sure you don’t overextend yourself. Cutting expenses and preparing a budget will help your position. Also, this tool will help give you an idea of how much you can afford.

Consider a Roommate
Instead of being limited to only a certain type of real estate, if you have a roommate you may be able to purchase a larger home that you want. The rent that you charge your roommate will lower your monthly mortgage, allowing you to grow into your larger home as your needs grow.

Just because you’re single doesn’t mean you have to wait until you’re married to buy a home. If you feel you’re ready to buy your dream home and have done all your research, start looking today! For more helpful tips make sure to check out other blog articles.

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